Key Highlights of Kotak infinite Credit Card

Axis Bank My Zone Credit Card
Best Suited for  Travel
Joining Fee Rs. 1,000
Annual Fee Rs. 1,000
Welcome Benefits Get a complimentary Voucher worth Rs. 1,000 from Amazon.in on joining
Best Feature Enjoy exclusive privileges at dining, travel, lifestyle and entertainment outlets.
The Money Fair Rating ★★★(3/5)

Features:

  • Free Lifetime Membership: Kotak Infinite Credit Card comes with free lifetime membership and does not charge any joining or annual fees.
  • Reward Points: You can earn reward points for every Rs. 100 spent on your Kotak Infinite Credit Card. You can redeem these points for a variety of rewards including air miles, gift vouchers, and shopping discounts.
  • Flexible Payment Options: You can choose from a variety of payment options including cash, cheque, or NEFT/RTGS transfer.
  • Low Interest Rate: Kotak Infinite Credit Card comes with a low interest rate of 3.40% per annum.
  • Flexible Credit Limit: You can choose your own credit limit according to your needs.
  • Cash Advance Facility: You can withdraw cash up to your credit limit using your Kotak Infinite Credit Card at any of the ATMs.
  • Zero Lost Card Liability: If you happen to lose your Kotak Infinite Credit Card, you are not liable to pay any charges.
  • Add-On Cards: You can apply for add-on cards for your family members, which will allow them to enjoy the benefits of your Kotak Infinite Credit

Benefits:

With this credit card, you can get 40% off on food delivery at Swiggy. Below mentioned are the offer details:

  • Cashback offers: Receive cashback on select purchases with your Kotak Infinite Credit Card.
  • Reward points: Earn reward points on your credit card spend that can be redeemed for travel, merchandise, gift cards, and more.
  • Fuel surcharge waiver: Save on fuel expenditures with a fuel surcharge waiver of up to Rs.500 per month.
  • Airport lounge access: Enjoy complimentary access to airport lounges across India with your Kotak Infinite Credit Card.
  • Travel benefits: Get discounts on hotel bookings and car rentals when you use your Kotak Infinite Credit Card.
  • Shopping discounts: Get exclusive discounts on shopping, dining and entertainment with your Infinte Credit Card.
  • No cost EMI: Enjoy the convenience of no cost EMIs on select purchases with your Kotak Infinite Credit Card.
  • Balance transfer facility: Transfer your outstanding balances from other credit cards to your Kotak Infinite Credit Card and avail of lower interest rates.

Credit Card Ho Toh Aisa!

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Kotak infinite Credit Card: Fees & Charges

The fees and charges applicable to Kotak infinite Credit Card are mentioned below:

Type of Fee/ Charge Amount

Joining Fee

Rs. 1000

Annual/ Renewal Fee

Rs. 1000

Finance Charges

3.10%

Late Payment Fee

  • For outstanding balance less than Rs.500- Rs.100
  • For outstanding balance between Rs.500 and Rs.10,000- Rs.500
  • For outstanding balance greater than Rs.10,000- Rs.700

The Kotak Infinite Credit Card is perfect for those looking for a comprehensive credit card with a range of perks. We offer a variety of points, cashbacks, discounts and other perks. We also offer travel and lifestyle benefits such as: B. Access to airport lounges and complimentary airline accident insurance, lost card liability, and purchase protection. This card also has a zero liability loss card feature to protect you if the card is lost or stolen.However, the annual fee is high and the interest rate is higher than other cards. Therefore, it is important to consider all features and fees before applying for a card.

Yes, the Kotak Infinite credit card is the best option. We offer a wide range of perks and rewards including cashback, rebates and reward points. It also features an EMV chip to provide secure transactions. In addition, the interest rate is 0% for 15 months from the card issuance date.

Q.  What is the eligibility criteria to receive the welcome benefit e-voucher?

A. The eligibility criteria to receive the welcome benefit e-voucher vary depending on the specific offer. Generally, customers must be new to the program, have a valid email address, and meet the minimum spend requirement associated with the offer.

Q. Where will I receive my welcome voucher?

A. Your welcome voucher will be sent to your email address. You may also find it in your account's "My Vouchers" page.

Q. What is the validity of the welcome voucher?

A. The validity of the welcome voucher typically depends on the specific offer. Check the terms and conditions of the voucher for more information.

Q. Does this credit card come with Insurance cover?

A. Some credit cards offer various types of insurance cover, but it depends on the card you choose. It's best to read the terms and conditions of each card to find out what it offers.